:root{--bg:#fff;--soft:#f1f2f3;--ink:#2b2d2f;--mute:#5a5e63;--line:#d9dcdf;--gold:#a8823a;--card:#fff;box-sizing:border-box;padding-top:env(safe-area-inset-top,0px);padding-bottom:env(safe-area-inset-bottom,0px)}
@media(prefers-color-scheme:dark){:root:not([data-theme="light"]){--bg:#1d1f21;--soft:#26292c;--ink:#eceeef;--mute:#a4a9ae;--line:#3a3e42;--gold:#d2ad66;--card:#26292c}}
:root[data-theme="dark"]{--bg:#1d1f21;--soft:#26292c;--ink:#eceeef;--mute:#a4a9ae;--line:#3a3e42;--gold:#d2ad66;--card:#26292c}
*,*:before,*:after{box-sizing:inherit}
html{scroll-behavior:smooth;scroll-padding-top:70px}
body{margin:0;background:var(--bg);color:var(--ink);font:400 16px/1.65 Inter,system-ui,sans-serif}
h1,h2,h3{font-family:Montserrat,Inter,sans-serif;line-height:1.2;margin:0 0 .6em;font-weight:600}
h1{font-size:clamp(2rem,5vw,3.2rem);font-weight:700;letter-spacing:-.01em}
h2{font-size:clamp(1.5rem,3vw,2.1rem)}
h3{font-size:1.05rem}
p{margin:0 0 1em;color:var(--mute);max-width:62ch}
a{color:inherit}
.wrap{max-width:1080px;margin:0 auto;padding:0 20px}
section{padding:72px 0}
.alt{background:var(--soft)}
header{position:sticky;top:0;z-index:10;background:var(--bg);border-bottom:1px solid var(--line)}
header .wrap{display:flex;align-items:center;justify-content:space-between;height:60px}
.logo{font:700 1.1rem Montserrat,sans-serif;text-decoration:none}
.logo b{color:var(--gold);font-weight:700}
nav{display:flex;gap:22px;align-items:center;font-size:.9rem}
nav a{text-decoration:none;color:var(--mute)}
nav a:hover{color:var(--ink)}
.btn{display:inline-block;background:var(--ink);color:var(--bg);padding:12px 22px;border-radius:6px;text-decoration:none;font:500 .95rem Inter,sans-serif;border:0;cursor:pointer}
.btn.ghost{background:transparent;color:var(--ink);border:1px solid var(--ink)}
a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible{outline:2px solid var(--gold);outline-offset:2px}
.hero{display:grid;grid-template-columns:1.1fr .9fr;gap:48px;align-items:center}
.quiz{background:var(--card);border:1px solid var(--line);border-top:3px solid var(--gold);border-radius:8px;padding:28px}
.quiz small{color:var(--mute)}
.bar{height:4px;background:var(--line);border-radius:2px;margin:10px 0 22px}
.bar i{display:block;height:100%;background:var(--gold);border-radius:2px;transition:width .3s}
.opts{display:flex;gap:10px;flex-wrap:wrap;margin-top:18px}
.opts button{flex:1;min-width:120px}
.q{font:600 1.15rem Montserrat,sans-serif;color:var(--ink);margin:0}
.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(230px,1fr));gap:20px;margin-top:28px}
.item{border-top:1px solid var(--ink);padding-top:14px}
.item p{font-size:.93rem;margin:0}
.promise{font:600 clamp(1.3rem,3vw,1.9rem) Montserrat,sans-serif;max-width:26ch;line-height:1.35}
.steps{counter-reset:s;list-style:none;padding:0;margin:28px 0 0;display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:20px}
.steps li{counter-increment:s;border-left:2px solid var(--gold);padding-left:14px}
.steps li:before{content:counter(s);font:700 1.4rem Montserrat,sans-serif;color:var(--gold);display:block}
.calc{display:grid;grid-template-columns:1fr 1fr;gap:36px;margin-top:24px}
.f{display:grid;gap:14px}
label{font-size:.88rem;color:var(--mute);display:grid;gap:4px}
input,select{font:inherit;padding:10px 12px;border:1px solid var(--line);border-radius:6px;background:var(--card);color:var(--ink);width:100%}
.res{background:var(--card);border:1px solid var(--line);border-radius:8px;padding:24px;align-self:start}
.res table{width:100%;border-collapse:collapse;font-size:.92rem}
.res td{padding:7px 0;border-bottom:1px solid var(--line)}
.res td:last-child{text-align:right;color:var(--ink)}
.tot{font:700 1.7rem Montserrat,sans-serif;margin:14px 0 2px}
details{border-bottom:1px solid var(--line);padding:16px 0}
summary{cursor:pointer;font:600 1rem Montserrat,sans-serif}
details p{margin:10px 0 0}
footer{padding:36px 0;border-top:1px solid var(--line);font-size:.85rem;color:var(--mute)}
footer p{font-size:.85rem;max-width:80ch}
.hero-sec{position:relative;overflow:hidden;background:linear-gradient(180deg,var(--soft),var(--bg))}
.hero-sec:before,.hero-sec:after{content:"";position:absolute;border:1px solid var(--gold);border-bottom:0}
.hero-sec:before{right:-120px;top:-50px;width:520px;height:660px;border-radius:260px 260px 0 0;opacity:.35}
.hero-sec:after{right:-70px;top:0;width:420px;height:610px;border-radius:210px 210px 0 0;opacity:.2}
.hero>*{position:relative;z-index:1}
.hero h1{font-size:clamp(2.1rem,5.2vw,3.5rem)}
.trust{display:flex;flex-wrap:wrap;gap:10px 28px;margin-top:30px;font-size:.88rem;color:var(--mute)}
.trust span:before{content:"";display:inline-block;width:7px;height:7px;background:var(--gold);border-radius:50%;margin-right:9px}
.quiz{box-shadow:0 24px 50px -24px rgba(0,0,0,.35)}
.dark{background:#232527;color:#eceeef;border-top:3px solid var(--gold)}
.dark p{color:#b4b9be}.dark h2,.dark .promise{color:#fff}
.dark .item{border-top-color:var(--gold)}.dark .item h3{color:#fff}
.dark .promise{max-width:30ch;font-size:clamp(1.5rem,3.6vw,2.4rem)}
#layanan .item{background:var(--card);border:1px solid var(--line);border-top:2px solid var(--gold);border-radius:8px;padding:20px;transition:transform .2s,box-shadow .2s}
#layanan .item:hover{transform:translateY(-3px);box-shadow:0 14px 30px -18px rgba(0,0,0,.35)}
.about{display:grid;grid-template-columns:1.2fr .8fr;gap:56px;align-items:center}
.cred{display:grid;gap:22px}
.cred div{border-left:2px solid var(--gold);padding-left:18px}
.cred b{display:block;font:700 1.9rem Montserrat,sans-serif;color:#fff;line-height:1.2}
.cred span{font-size:.9rem;color:#b4b9be}
.cmpwrap{overflow-x:auto}
.cmp{width:100%;border-collapse:collapse;font-size:.92rem;min-width:420px}
.cmp th{font:600 .85rem Montserrat,sans-serif;text-align:left;padding:0 14px 12px 0;color:var(--gold)}
.cmp td{padding:13px 14px 13px 0;border-top:1px solid #3a3e42;color:#b4b9be;vertical-align:top}
.cmp td:first-child{color:#fff;font-weight:500;width:22%}
.cmp td:last-child{color:#fff}
@media(max-width:820px){.about{grid-template-columns:1fr;gap:32px}.hero-sec:before,.hero-sec:after{opacity:.12}}
@media(max-width:820px){.hero,.calc{grid-template-columns:1fr}nav a:not(.btn){display:none}section{padding:52px 0}}
@media(prefers-reduced-motion:reduce){*{transition:none!important;scroll-behavior:auto!important}}

/* ===== Penyempurnaan visual ===== */
header{background:color-mix(in srgb,var(--bg) 88%,transparent);backdrop-filter:blur(10px)}
section h2:after{content:"";display:block;width:44px;height:3px;background:var(--gold);margin-top:12px}
.hero-sec,.dark{--star:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='64' height='64'%3E%3Cpath d='M32 4l6 22 22 6-22 6-6 22-6-22-22-6 22-6z' fill='none' stroke='%23a8823a' stroke-opacity='.28'/%3E%3C/svg%3E")}
.dark{background-image:var(--star);background-size:64px 64px}
.hero-sec{background:linear-gradient(180deg,transparent 25%,var(--bg)),var(--star),var(--soft);background-size:auto,64px 64px,auto}
.two{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.nt{font-size:.8rem;margin:12px 0 18px;max-width:none}
.fab{position:fixed;right:18px;bottom:calc(18px + env(safe-area-inset-bottom,0px));z-index:20;background:#1f9d55;color:#fff;padding:13px 20px;border-radius:999px;text-decoration:none;font:600 .9rem Montserrat,sans-serif;box-shadow:0 10px 28px -8px rgba(0,0,0,.5);transition:transform .2s}
.fab:hover{transform:translateY(-2px)}
#layanan .grid{grid-template-columns:repeat(4,1fr)}
#layanan .item.wide{grid-column:span 2;background:#232527;border-color:#232527;border-top-color:var(--gold)}
#layanan .item.wide h3{color:#fff}#layanan .item.wide p{color:#b4b9be}
.rv{opacity:0;transform:translateY(14px);transition:opacity .6s,transform .6s}
.rv.in{opacity:1;transform:none}
@media(max-width:980px){#layanan .grid{grid-template-columns:repeat(2,1fr)}}
@media(max-width:560px){#layanan .grid{grid-template-columns:1fr}#layanan .item.wide{grid-column:auto}.two{grid-template-columns:1fr}.fab{padding:12px 16px}}